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What to do with your emergency savings if your high-yield savings account...

The Fed has cut interest rates to near zero since the coronavirus has wreaked havoc on the economy, which sent APYs on high-yield savings accounts to new lows.If your emergency fund is in a high-yield...

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A couple who retired early used a 3-part strategy to build a $100,000...

 Steve Adcock and his wife Courtney are early retirees who live off-the-grid in Arizona.Before retiring in their mid-30s, the couple saved up a $100,000 emergency fund so they'd have enough cash to...

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Federal student loan forbearance has been extended until December 31 — here...

 Federal student loan forbearance has been extended until at least December 31, 2020 by an executive order, with interest rates remaining at 0% and no payments due.If you have high-interest debt or...

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Calculate how much house you can afford by planning for monthly payments and...

Summary List Placement To determine how much house you can afford, think about your monthly payments and upfront costs.A general rule of thumb is that you should spend 28% or less of your monthly...

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10 charts that show how the coronavirus has changed Americans' spending,...

Summary List Placement The coronavirus changed almost every facet of American life, and it's changed a lot about how people manage their money, too. Americans felt the economic effects of the pandemic...

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Saving money might be hard, but it can kick off a lifetime of financial...

Summary List PlacementUncertainty should be in the running for buzzword of 2020.The pandemic hit Americans unexpectedly and hard, resulting in millions of job layoffs, an especially turbulent stock...

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How much you should have in savings at every age

Summary List Placement Many experts recommend you have at least three to six months' expenses in an emergency fund, and your expenses can vary with age.You should probably have an amount equal to your...

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I picked 3 personal finance rules of thumb to help me build wealth in my 20s,...

Summary List PlacementPersonal finance is full of rules of thumb about saving, spending, paying off debt, and budgeting.Instead of trying to follow them all, I cherry-picked a few to use as a starting...

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A down payment might be the biggest upfront cost of buying a home, but there...

Summary List PlacementPlanning for both expected and unexpected costs can make the transition to first-time homeownership smoother.In addition to the down payment, you might also need furniture, yard...

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There are 7 main places to save your extra money, and the best fit comes down...

 Summary List PlacementThe best place to save your money depends on your short-term and long-term financial goals, and you'll probably want to open multiple accounts.High-yield savings accounts, money...

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When I bought my house I was hit with over $1,500 in surprise expenses, but I...

Summary List PlacementMy husband and I bought our first home, in Philadelphia, in late 2020. We moved across the country from Los Angeles in a 16-foot truck.Along the way we bumped into over $1,500 in...

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4 ways to spend your inheritance money to build wealth, according to...

Summary List PlacementIf you recently inherited money, you may be wondering if you should spend it on a big purchase or try to make it last as long as possible.We asked two financial experts for their...

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What a financial planner tells his clients when they ask what to do with...

Summary List PlacementIf you managed to save a lot of money in 2020, there are a few ways you can put it to work in 2021 to build wealth. A financial planner recommends paying down high-interest debt,...

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How to choose between a savings account, money market account, and CD

Summary List PlacementA savings or money market account could be a good place to keep your emergency fund.You might use a CD to save for a goal that's a couple years away, like buying a house.Your...

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Nearly a year into the pandemic, Suze Orman says Americans should keep using...

Summary List PlacementTowards the beginning of the COVID-19 pandemic, personal finance expert and personality Suze Orman had some unprecedented advice: Save cash above all else.Last year on the Today...

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8 signs you're ready to buy a house

Summary List Placement1. You have money for closing costsThe minimum down payment you'll need to buy a house will depend on which type of mortgage you need. It could be as high as 20% for a jumbo...

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How to build a 'walk-away fund' that can set you free from a toxic job

Summary List PlacementDiania Merriam enjoyed her job working at a brand management company in New York City. But soon, the company culture and work dynamic shifted and she began feeling like she was no...

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Why an entrepreneur making 7 figures always felt broke anyway, and the 3...

Summary List PlacementIn 2011, Rachel Pedersen was a single mother who had just given birth to her first child, daughter Dakota. At that time, she was working as a hairstylist in Minneapolis, making...

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'How can I earn the most interest on all the money I've saved during the...

Summary List PlacementThanks to reduced spending over the last year due to the pandemic, I have finally been able to build up a decent emergency cash savings fund. What is the best place/product to...

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3 signs you can't afford to quit your job (yet)

Summary List PlacementQuitting your job could open up new opportunities, but it's not going to happen without some financial sacrifices. You're giving up your stable income, and potentially benefits,...

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